What You Need to Know about the Independent Foreclosure Review Process - Consumer News Roundup for 12/12/11

 A roundup of consumer-focused articles from around the web.

• What you need to know about independent foreclosure review (Federal Reserve)
  Information from the Federal Reserve regarding what you need to know about the independent foreclosure review process.
• 12 schemes of the holidays (Better Business Bureau)
  Gifts and appeals may seem like true love, but Better Business Bureau serving Alaska, Oregon and Western Washington says be aware of the top 12 schemes of the holidays.
• The art of the scam workshop this Thursday in Bellingham (Whatcom Asset Building Coalition)
  The Whatcom Asset Building Coalition will present a workshop on avoiding fraud this Thursday from Noon - 1 pm.
• Wachovia/Wells Fargo Home Preservation Workshop set for January 12 in Seattle (Wells Fargo)
  Wells Fargo will host a Home Preservation Workshop at CenturyLink events center on Thursday, January 12. You will have the opportunity to meet with a Wells Fargo representative who will confidentially discuss your financial concerns and options. Plus, find out about your eligibility for programs that may help you keep your home — like a loan modification under the government’s Home Affordable Modification Program.