Annuities are a retirement option, but be wary of fees - Consumer News Roundup for 12/13/11

A roundup of consumer-focused articles from around the web.

• Annuities are a retirement option, but be wary of fees (USA Today)
  For some people, an annuity might be a good choice. But you should pepper your agent with many questions before you commit: It's generally easier to get into an annuity than it is to get out of one, and you may have better options available.
• Consumer Financial Protection Bureau asks for input regarding mortgage closing costs (Consumer Financial Protection Bureau)
  The Consumer Financial Protection Bureau is asking for your input regarding a simplified disclosure for mortgage closing costs.
• Washington hits a grim milestone: 1 million residents with no health insurance (Washington State Office of the Insurance Commissioner)
  The number of Washingtonians with no health insurance has reached 1 million, according to a new report from state Insurance Commissioner Mike Kreidler. About 14.5 percent now have no coverage at all.
• Fed sees economy improving, keeps rates low (Federal Reserve)
  The Federal Reserve acknowledged the job market has improved slightly, but said the economy's immediate future remains on pins and needles.